Your birth date will decide which Wednesday this month drops the direct deposit or check. You’ll need to know this date, because it’s the one day each month your budget suddenly moves in the right direction.
When Exactly You’ll Get Your Payment
Here’s the August 2025 timetable tied to your birthday:
Born the 1st to the 10th? Check your account Wednesday, August 13
Born the 11th to the 20th? Funds arrive Wednesday, August 20
Born the 21st to the 31st? Money will show up Wednesday, August 27
Key Details to Remember About Your Benefits
Know the rules for keeping your money on schedule: Social Security normally doesn’t shift unless a federal holiday or weekend gets in the way. If that happens, your deposit gets moved to the nearest weekday, usually the one right before the holiday. By keeping this in mind, your budget plans won’t hit any surprise bumps.
The Financial Outlook for Social Security as We Head into July 2025
The numbers shaping Social Security benefits keep changing, and it’s smart to keep an eye on them. By July 2025, the check most retirees will see hits an average of $2,006.69 a month. This year’s Cost of Living Adjustment, or COLA, is set at a modest 2.5%, and for 2026, early tips say we might get a 2.7% bump.
Stay in the Loop—Your Social Security Account is Key
To stay in control of your benefits, the Social Security Administration suggests creating a my Social Security account. Inside this secure online space, you can:
Manage your Social Security info, safe and sound Request a new Social Security card Track the status of your application Get a future benefits estimate See COLA news right away Change where your payments go Download your 1099 tax form for the year
Tailored Payment Notes
A few special payment rules stay in effect for people who started getting Social Security benefits before May 1997 and for anyone getting both Social Security and Supplemental Security Income (SSI). For these folks, the Social Security check lands on the 3rd of the month, and the SSI payment is on the 1st.
Tip to Remember: When a check is late, the Social Security Administration suggests waiting three extra postal days before reporting the issue.
Keep up with the news, sketch a game plan, and double-check that you are cashing in on your Social Security perks the right way in August 2025.