The Canada Child Benefit (CCB) has received a significant boost for the 2025-2026 benefit year, with families now able to receive up to $7,997 per child under the age of 6 and $6,748 per child aged 6 through 17.
This represents approximately a $200 increase from the previous year, providing much-needed financial relief for families navigating rising living costs across the country.
The August 2025 payment, scheduled for August 20, 2025, will reflect these enhanced amounts for eligible families.
The Canada Child Benefit is a tax-free monthly payment administered by the Canada Revenue Agency (CRA) that recalculates annually each July based on your adjusted family net income from the previous year.
Key Payment Information for August 2025!
Child Age Group | Maximum Annual Benefit | Monthly Payment | Income Threshold |
---|---|---|---|
Under 6 years | $7,997 | $666.42 | $37,487 or less |
6-17 years | $6,748 | $562.33 | $37,487 or less |
Child Disability Benefit | $3,411 | $284.25 | Additional support |
Important Changes Effective in 2025
Extended Bereavement Support
A notable policy update effective January 2025 extends CCB and Child Disability Benefit payments for six months after a child’s death, providing financial support for funeral costs and helping families during their time of grief. This compassionate change acknowledges the additional financial burdens families face during such difficult times.
Inflation Adjustment Process
The 2.7% increase reflects the Consumer Price Index trends from 2024, maintaining the purchasing power of the benefit. This automatic indexing ensures that families continue to receive meaningful support even as the cost of living rises.
Eligibility Requirements and Guidelines!
To qualify for the enhanced CCB payments, families must meet specific criteria. You must be a Canadian resident for tax purposes, live with the child, and be primarily responsible for their care and upbringing. The child must be under 18 years of age.
Income Testing Structure
The benefit uses a means-tested approach where families with an adjusted family net income under $37,487 receive the full amount. For incomes above this threshold, benefits gradually decrease through a two-phase reduction system.
Application Process
Families can apply through several methods including the CRA My Account portal, automatic birth registration, or by completing Form RC66. The CRA uses information from your Canada Child Benefit registration and annual tax returns to determine eligibility and calculate payment amounts automatically.
Payment Schedule and Direct Deposit!
The CCB payment schedule follows a consistent monthly pattern, with payments issued around the 20th of each month. When this date falls on a weekend or statutory holiday, payments are made on the last business day before the 20th.
Remaining 2025 Payment Dates:
- August 20, 2025
- September 22, 2025 (adjusted for weekend)
- October 20, 2025
- November 20, 2025
- December 19, 2025 (adjusted for holiday)
Maximizing Your Benefits
Families can increase their Canada Child Benefit through strategic financial planning, such as RRSP contributions that reduce adjusted family net income. The CRA provides an online calculator to help estimate benefit amounts based on your specific family situation.
Frequently Asked Questions
Q: When will I receive my August 2025 CCB payment? A: The August payment is scheduled for August 20, 2025, directly deposited into your registered bank account.
Q: How much more will families receive with the 2025 increase? A: Families can receive approximately $200 more per child annually, with maximum monthly payments reaching $666.42 for children under 6.
Q: What should I do if my family situation changes? A: Update your information immediately through CRA My Account to ensure accurate payments and avoid potential overpayments.